Why do I need a plan?
A dream is a goal (e.g. travel, business, lifestyle, security...). To achieve it you need a plan. Our method works and is so simple we can teach our kids.
Step 1: Dream Goals
List 5-20 goals, with dates that fit according to events that impact your time and money. For each goal 1) estimate your budget 2) outline your savings strategy (e.g. when/where will the money come from). Be realistic.
See the Budget section below for steps 2&3. BoostMan is simple to use. Remember to educate the kids.